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5101 14th Avenue Northwest, Suite 315, Seattle, WA 98107
Provides information for Washington residents about homeownership, buying a home, foreclosure prevention, refinancing and avoiding homeownership scams and fraud as wells as home repair programs.
700 Taylor Road, Suite 150, Gahanna, OH 43230
Offers comprehensive financial counseling services.
Address unavailable
Hosts a free monthly legal clinic with a focus on LGBTQ issues; provides information in a variety of areas including family law, debt and bankruptcy, divorce/dissolution, employment discrimination, and transgender legal issues.
What's Here
Mortgage Delinquency and Default CounselingFoster Care Legal ServicesPaternity SuitsSpecial Immigrant Juvenile PetitionsHealth Care Discrimination AssistancePublic/Subsidized Housing Appeals AssistanceSpecial Education AdvocacyLandlord Rights Information/CounselingHousing Discrimination AssistanceWork PermitsComprehensive Family Law ServicesBankruptcy AssistanceCustomer Service Discrimination AssistanceVeteran Benefits AssistanceDurable Power of Attorney for Asset ManagementAdult Guardianship AssistanceGeneral Legal AidNaturalization Support/Legal ServicesEmployment Discrimination AssistanceElder LawDebt Consolidation ServicesImmigrant Benefits AssistanceEviction Prevention AssistanceDomestic/Family Violence Legal ServicesGrandparent RightsPatient Rights AssistanceUnemployment Insurance Benefits AssistanceGeneral Education AdvocacyDivorce AssistanceAsylum Application Filing AssistanceDeferred Action on Alien RemovalHuman Trafficking Legal AssistanceAlien Travel/Reentry Document Filing AssistanceChild Custody/Visitation AssistanceLegal CounselingHousing ComplaintsChild Advocacy CentersFamily Justice CentersAdoption Legal ServicesAlimony AssistanceNative American/Tribal LawEducation Discrimination AssistanceEmancipation of MinorsHome Sanitation EnforcementChild Support Assistance/EnforcementLandlord/Tenant Dispute Resolution
2524 16th Avenue South, 3rd Floor, Seattle, WA 98144
Provides bilingual legal information and advice for a broad range of legal issues.
What's Here
Tenant Rights Information/CounselingHousing Discrimination AssistanceMortgage Delinquency and Default CounselingDivorce AssistanceLabor and Employment LawGeneral Legal AidContract LawWarranty ComplaintsAdoption Legal ServicesConsumer Fraud ReportingLandlord/Tenant Dispute ResolutionNaturalization Support/Legal ServicesDomestic/Family Violence Legal ServicesChild Support Assistance/EnforcementEmancipation of MinorsHousing ComplaintsAlimony AssistanceAdult Guardianship AssistancePaternity SuitsConsumer LawEviction Prevention AssistanceUnemployment Insurance Benefits AssistanceChild Custody/Visitation AssistanceComprehensive Immigration/Naturalization Services
286 Enchanted Forest Road, Suite B-101, Eastsound, WA 98245
Offers a path to homeownership for islanders who are priced out of the real estate market. Retains ownership of the land to ensure the house remains affordable. Provides housing counseling to all applicants and homeowners.
205 Houghton Street, Ione, WA 99139
Offering foreclosure prevention/default counseling and connecting homebuyers of all income levels to information and resources to purchase a home.
Address unavailable
Provides civil legal advice and/or representation for youth ages 12-24, who are homeless or at risk of homelessness.
What's Here
Mortgage Delinquency and Default CounselingEducation Discrimination AssistanceConstitutional/Civil Rights GroupsUnemployment Insurance Benefits AssistanceNative American/Tribal LawIdentity Theft Reporting/Recovery ProgramsDomestic/Family Violence Legal ServicesAlimony AssistanceWorkers Compensation Benefits AssistancePatient Rights AssistanceImmigrant Benefits AssistanceEmancipation of MinorsChild Custody/Visitation AssistanceHousing Discrimination AssistanceDivorce AssistanceVeteran Benefits AssistanceGeneral Legal AidGeneral Education AdvocacyChild Guardianship AssistanceEviction Prevention AssistanceAdult Guardianship AssistanceChild Support Assistance/EnforcementConsumer Fraud ReportingSpecial Immigrant Juvenile PetitionsStalking/Harassment OrdersCustomer Service Discrimination AssistanceCollection ComplaintsDriver License Retention/Reinstatement AssistanceSpecial Education AdvocacyTenant Rights Information/CounselingGovernment Complaints/Government Ombudsman OfficesPaternity SuitsProtection and Advocacy for Individuals With DisabilitiesConsumer LawPublic/Subsidized Housing Appeals AssistanceLabor and Employment LawFoster Care Legal ServicesIdentification Application/Replacement ClinicsHousing ComplaintsCriminal Record Expungement AssistanceLandlord/Tenant Dispute ResolutionPredatory Lending AssistanceName/Personal Information Modification AssistancePost Conviction Restoration of Civil RightsWelfare Rights AssistanceLandlord Rights Information/CounselingHome Sanitation EnforcementBankruptcy Assistance
4008 Martin Luther King Junior Way South, Seattle, WA 98108
Offers a free legal clinic to low income clients, providing 30 minute consultations on civil matters including automobile accidents, consumer fraud, discrimination, employment issues, family law and housing,
What's Here
Employment Discrimination AssistanceWarranty ComplaintsGeneral Legal AidHIPAA ComplaintsFood Stamps/SNAP Appeals/ComplaintsSocial Security Disability Insurance Appeals/ComplaintsProtection and Advocacy for Individuals With DisabilitiesTraffic/Parking Ticket Information/AdviceAutomobile ComplaintsLegal CounselingMedicaid Appeals/ComplaintsLabor and Employment LawState Unemployment Insurance Appeals/ComplaintsEstate Entitlement AssistanceCorporate/Business LawMortgage Delinquency and Default CounselingState Disability Insurance Appeals/ComplaintsPatient Rights AssistanceContract LawConsumer Fraud ReportingConsumer LawPredatory Lending AssistanceLawyer Referral Services
2524 16th Avenue South, Seattle, WA 98144
Offers counseling and education services in Spanish and English for homeowners interested in refinance or at risk of foreclosure as well as renters at risk of eviction due to loss of income.
3639 MLK Jr Way S, Seattle, WA 98144
Provides free 30-minute legal consultations on immigration, powers of attorney and employment, among other topics, for individuals who are not already represented by an attorney; primarily serves Asians/Pacific Islanders.
What's Here
Consumer LawProtection and Advocacy for Individuals With DisabilitiesWelfare Rights AssistancePatient Rights AssistanceConstitutional/Civil Rights GroupsElder LawCorporate/Business LawWork PermitsElder/Dependent Adult Abuse Restraining OrdersEmployment Discrimination AssistanceDomestic/Family Violence Legal ServicesLabor and Employment LawVoting Rights ProtectionHuman Trafficking Legal AssistanceHIPAA ComplaintsHousing ComplaintsDivorce AssistanceLegal CounselingLandlord/Tenant Dispute ResolutionPaternity SuitsChild Custody/Visitation AssistanceFood Stamps/SNAP Appeals/ComplaintsNative American/Tribal LawHome Sanitation EnforcementTaxpayer Advocate ServicesPredatory Lending AssistanceEviction Prevention AssistanceAlimony AssistanceNaturalization Support/Legal ServicesChild Guardianship AssistanceConsumer EducationHousing Discrimination AssistanceDurable Power of Attorney for Health CareOrganizational Start Up ServicesDurable Power of Attorney for Asset ManagementChild Support Assistance/EnforcementWill Preparation AssistanceCriminal Record Expungement AssistanceMortgage Delinquency and Default CounselingSpecial Immigrant Juvenile PetitionsAdult Guardianship AssistanceState Unemployment Insurance Appeals/ComplaintsDriver License Retention/Reinstatement AssistanceImpounded Vehicle ServicesEducation Discrimination AssistanceSocial Security Disability Insurance Appeals/ComplaintsWarranty ComplaintsAlien Travel/Reentry Document Filing AssistanceIntellectual Property Law Training/General InformationUnemployment Insurance Benefits AssistanceWorkers Compensation Benefits AssistanceConsumer Fraud ReportingGeneral Legal AidDeferred Action on Alien RemovalAutomobile ComplaintsImmigrant Benefits AssistanceTraffic/Parking Ticket Information/AdviceSpecial Education AdvocacyEstate Entitlement AssistanceMedicaid Appeals/ComplaintsPost Conviction Restoration of Civil RightsBankruptcy AssistanceState Disability Insurance Appeals/ComplaintsCustomer Service Discrimination AssistanceAsylum Application Filing AssistanceComprehensive Immigration/Naturalization ServicesEmancipation of MinorsPublic/Subsidized Housing Appeals AssistanceCollection ComplaintsContract LawVeteran Benefits AssistanceIdentity Theft Reporting/Recovery ProgramsGeneral Education Advocacy
710 East Market Street, Aberdeen, WA 98520
Offers down payment assistance loans to area residents trying to purchase a house. Provides counseling through the homebuying process, from preparing a budget to financing or refinancing a home loan. Helps keep homeowners from defaulting on their mortgage.
611 South Lane Street, Seattle, WA 98104
Attorneys work with interpreters to give consultation and legal advice on family law, immigration law, landlord-tenant disputes, employment law, and other areas. Call for an appointment. Focuses on serving limited English-speaking Asians.
What's Here
Special Immigrant Juvenile PetitionsElder/Dependent Adult Abuse Restraining OrdersChild Custody/Visitation AssistanceCriminal Record Expungement AssistanceUnemployment Insurance Benefits AssistanceImpounded Vehicle ServicesHousing ComplaintsAdult Guardianship AssistanceGovernment Complaints/Government Ombudsman OfficesNative American/Tribal LawDurable Power of Attorney for Health CareTenant Rights Information/CounselingIdentity Theft Reporting/Recovery ProgramsFoster Care Legal ServicesHousing Discrimination AssistanceConsumer LawEviction Prevention AssistanceEmployment Discrimination AssistanceMortgage Delinquency and Default CounselingNaturalization Support/Legal ServicesIntellectual Property Law Training/General InformationContract LawGeneral Legal AidEmancipation of MinorsChild Support Assistance/EnforcementEducation Discrimination AssistanceComprehensive Immigration/Naturalization ServicesGeneral Education AdvocacyHome Sanitation EnforcementElder LawSpecial Education AdvocacyCorporate/Business LawAdoption Legal ServicesDeferred Action on Alien RemovalPatient Rights AssistanceCustomer Service Discrimination AssistanceDomestic/Family Violence Legal ServicesLandlord/Tenant Dispute ResolutionChild Advocacy CentersWork PermitsCollection ComplaintsAutomobile ComplaintsWarranty ComplaintsLabor and Employment LawHuman Trafficking Legal AssistanceAlien Travel/Reentry Document Filing AssistanceLandlord Rights Information/CounselingRights Counseling for Undocumented PeopleImmigrant Labor Certification Filing AssistanceGrandparent RightsPaternity SuitsPredatory Lending AssistanceBankruptcy AssistancePublic/Subsidized Housing Appeals AssistanceFamily Justice CentersDivorce AssistanceAsylum Application Filing AssistanceVeteran Benefits AssistanceConstitutional/Civil Rights GroupsOrganizational Start Up ServicesConsumer Fraud ReportingEstate Entitlement AssistanceVoting Rights ProtectionWill Preparation AssistanceComprehensive Family Law Services
Address unavailable
Offers low-cost mediation in person, over the phone and at small claims court. Mediates neighborhood problems, landlord-tenant, foreclosure, family problems or employer/employee problems. Cannot assist in issues involving drugs or violence.
42 North Klondike Road, Republic, WA 99166
Offering foreclosure prevention/default counseling and connecting homebuyers of all income levels to information and resources to purchase a home.
4824 South Tacoma Way, Tacoma, WA 98409
Provides HUD-approved housing counseling services, which include no-cost guidance on buying a home, defaults, foreclosures and credit issues.
2550 South Yakima Avenue, Suite A, Tacoma, WA 98405
Provides direct service programs and resources to individuals and families who seek knowledge, understanding and access to pertinent financial education that result in maintaining and obtaining home ownership.
4720 200th Street Southwest, Suite 200, Lynnwood, WA 98036
Offers limited mortgage foreclosure counseling, homebuyer counseling and down payment assistance to adults with developmental or ADA disabilities and family members who will live with them.
909 1st Avenue, Suite 200, Seattle, WA 98104
Provides information about Federal Housing Authority-insured mortgages refers homeowners with existing FHA-insured mortgages to local housing counseling agencies.
500 E 2nd Street, The Dalles, OR 97058
Provides education and information and referral on housing issues, as well as some financial assistance for homebuyers and homeowners.
19509 64th Avenue West, Suite 270, Lynnwood, WA 98036
Attorneys work with interpreters to give consultation and legal advice on family law, immigration law, landlord-tenant disputes, employment law and other areas. Focuses on serving limited English-speaking Koreans.
What's Here
Driver License Retention/Reinstatement AssistanceWork PermitsGrandparent RightsAdoption Legal ServicesDurable Power of Attorney for Health CareDivorce AssistanceEmancipation of MinorsAdult Guardianship AssistanceSpecial Immigrant Juvenile PetitionsRights Counseling for Undocumented PeopleHousing Discrimination AssistanceImpounded Vehicle ServicesEstate Entitlement AssistanceCriminal Record Expungement AssistanceAlien Travel/Reentry Document Filing AssistanceGovernment Complaints/Government Ombudsman OfficesHome Sanitation EnforcementChild Guardianship AssistanceNaturalization Support/Legal ServicesFamily Justice CentersPaternity SuitsPublic/Subsidized Housing Appeals AssistanceIdentity Theft Reporting/Recovery ProgramsMortgage Delinquency and Default CounselingImmigrant Labor Certification Filing AssistanceComprehensive Immigration/Naturalization ServicesComprehensive Family Law ServicesWarranty ComplaintsRepossession Agency ComplaintsSpecial Education AdvocacyCorporate/Business LawPredatory Lending AssistanceProtection and Advocacy for Individuals With DisabilitiesBankruptcy AssistanceTaxpayer Advocate ServicesWorkers Compensation Benefits AssistanceChild Support Assistance/EnforcementLabor and Employment LawPatient Rights AssistanceAutomobile ComplaintsConsumer Fraud ReportingUnemployment Insurance Benefits AssistanceAsylum Application Filing AssistanceEducation Discrimination AssistanceElder/Dependent Adult Abuse Restraining OrdersConsumer LawChild Advocacy CentersConstitutional/Civil Rights GroupsImmigrant Benefits AssistanceIntellectual Property Law Training/General InformationWelfare Rights AssistanceCollection ComplaintsChild Custody/Visitation AssistanceVeteran Benefits AssistanceContract LawGeneral Legal AidEmployment Discrimination AssistanceNative American/Tribal LawDurable Power of Attorney for Asset ManagementLandlord/Tenant Dispute ResolutionGeneral Education AdvocacyLandlord Rights Information/CounselingFoster Care Legal ServicesWill Preparation AssistanceHousing ComplaintsCustomer Service Discrimination AssistanceOrganizational Start Up ServicesEviction Prevention AssistancePost Conviction Restoration of Civil RightsDomestic/Family Violence Legal ServicesElder LawDeferred Action on Alien RemovalVoting Rights ProtectionHIPAA Complaints
105 14th Avenue, Seattle, WA 98122
Provides pre-purchase, mortgage and pre-foreclosure counseling; stabilization loans with repayment plans, landlord/tenant mediation, borrower/lender mediation and fair housing information.
132 North 1st Avenue, Yakima, WA 98902
Offers low-cost mediation in person, over the phone, and at small claims court. Mediates neighborhood problems, landlord-tenant, foreclosure, family problems/employees problems.
What's Here
Landlord/Tenant Dispute ResolutionDivorce AssistanceConflict Resolution TrainingMortgage Delinquency and Default CounselingHousing ComplaintsLabor Arbitration/MediationChild Custody/Visitation AssistanceElder LawVictim/Offender Mediation ProgramsConsumer LawRental Security Deposit ComplaintsMediation
5750 Major Boulevard, Suite 300, Orlando, FL 32819
Offers telephone and online confidential budget counseling, debt management and financial education programs to financially distressed consumers. Offers additional support to veterans and active military and provides home pre-purchasing and foreclosure prevention counseling.
Address unavailable
Volunteer lawyers meet individually with clients who are considering or have already applied for bankruptcy. Clinics are located in South Seattle and Downtown Seattle.
956 South Main Street, Colville, WA 99114
Offering foreclosure prevention/default counseling and connecting homebuyers of all income levels to information and resources to purchase a home.
500 South Stone Street, Spokane, WA 99202
Helps homeowners determine what options may be available to remedy default and avoid foreclosure. Counselors work with homeowners and their mortgage companies to determine an affordable solution in order to resolve delinquency or default.
Address unavailable
Operates a legal clinic where a free 30-minute legal consultation is available for individuals with cases in King County who are not already represented by an attorney. Focus is on serving African American clients but clinic is open to all.
What's Here
Consumer Fraud ReportingPost Conviction Restoration of Civil RightsLandlord Rights Information/CounselingDurable Power of Attorney for Health CareEducation Discrimination AssistanceHousing ComplaintsElder LawState Disability Insurance Appeals/ComplaintsHousing Discrimination AssistanceDriver License Retention/Reinstatement AssistanceTaxpayer Advocate ServicesLegal CounselingNaturalization Support/Legal ServicesProtection and Advocacy for Individuals With DisabilitiesMedicaid Appeals/ComplaintsPublic/Subsidized Housing Appeals AssistanceIntellectual Property Law Training/General InformationGeneral Legal AidCorporate/Business LawOrganizational Start Up ServicesLabor and Employment LawWill Preparation AssistanceHome Sanitation EnforcementUnemployment Insurance Benefits AssistanceContract LawAsylum Application Filing AssistanceSocial Security Disability Insurance Appeals/ComplaintsEviction Prevention AssistanceAutomobile ComplaintsNative American/Tribal LawConstitutional/Civil Rights GroupsState Unemployment Insurance Appeals/ComplaintsChild Custody/Visitation AssistanceVeteran Benefits AssistanceDomestic/Family Violence Legal ServicesAdult Guardianship AssistanceWarranty ComplaintsCustomer Service Discrimination AssistanceAlimony AssistanceCriminal Record Expungement AssistanceWorkers Compensation Benefits AssistanceMortgage Delinquency and Default CounselingElder/Dependent Adult Abuse Restraining OrdersHIPAA ComplaintsSpecial Education AdvocacySpecial Immigrant Juvenile PetitionsChild Support Assistance/EnforcementDivorce AssistanceLandlord/Tenant Dispute ResolutionDurable Power of Attorney for Asset ManagementEmancipation of MinorsPredatory Lending AssistanceFood Stamps/SNAP Appeals/ComplaintsDeferred Action on Alien RemovalEmployment Discrimination AssistanceEstate Entitlement AssistanceBankruptcy AssistanceImmigrant Benefits AssistancePaternity SuitsVoting Rights ProtectionTraffic/Parking Ticket Information/AdviceImpounded Vehicle ServicesPatient Rights AssistanceComprehensive Immigration/Naturalization ServicesIdentity Theft Reporting/Recovery ProgramsWork PermitsAlien Travel/Reentry Document Filing AssistanceHuman Trafficking Legal AssistanceConsumer LawWelfare Rights AssistanceGeneral Education AdvocacyCollection Complaints
2033 K Street Northwest, Suite 425, Washington, DC 20006
Offers financial reviews and education in person, over the phone, or online.
500 South Stone Street, Spokane, WA 99202
Applicants must have exhausted all other forms of assistance for retaining their home, including but not limited to refinance and loan modification. Check website for eligibility.
Address unavailable
Provides free 45-minute appointments for advice on civil legal issues. Attorneys at the clinic do not typically provide representation. Serves low-income residents of East, Northeast and Southeast King County (does not serve Seattle residents.)
What's Here
Native American/Tribal LawEviction Prevention AssistanceGeneral Legal AidHIPAA ComplaintsOrganizational Start Up ServicesDriver License Retention/Reinstatement AssistanceElder LawGeneral Consumer ComplaintsMortgage Delinquency and Default CounselingConservatorship AssistanceDurable Power of Attorney for Asset ManagementAdult Guardianship AssistanceLandlord Rights Information/CounselingRepossession Agency ComplaintsLegal RepresentationIdentity Theft Reporting/Recovery ProgramsHuman Trafficking Legal AssistancePredatory Lending AssistanceLegal CounselingProtection and Advocacy for Individuals With DisabilitiesCollection ComplaintsPatient Rights AssistanceImpounded Vehicle ServicesChild Guardianship AssistanceWelfare Rights AssistanceSpecial Education AdvocacyTaxpayer Advocate ServicesPost Conviction Restoration of Civil RightsCustomer Service Discrimination AssistanceConsumer LawElder/Dependent Adult Abuse Restraining OrdersCriminal Record Expungement AssistanceWarranty ComplaintsDurable Power of Attorney for Health CareLabor Arbitration/MediationCorporate/Business LawDomestic/Family Violence Legal ServicesWorkers Compensation Benefits AssistanceHousing Discrimination AssistanceLabor and Employment LawIntellectual Property Law Training/General InformationAutomobile ComplaintsLandlord/Tenant Dispute ResolutionWill Preparation AssistanceEmployment Discrimination AssistanceConsumer Fraud ReportingHousing ComplaintsLandlord AssociationsUnemployment Insurance Benefits AssistanceVoting Rights ProtectionContract LawGeneral Education AdvocacyChildren's Rights GroupsPublic/Subsidized Housing Appeals AssistanceEducation Discrimination AssistanceEstate Entitlement AssistanceConstitutional/Civil Rights Groups
401 2nd Avenue South, Suite 407, Seattle, WA 98104
Provides information and referrals in regard to legal matters such as family law, housing issues, access to government benefits, access to medical care and benefits, education rights, employment issues, tribal law, and consumer related issues.
333211 U.S. 2, 200, Newport, WA 99156
Offering foreclosure prevention/default counseling and connecting homebuyers of all income levels to information and resources to purchase a home.
Address unavailable
Provides free confidential mortgage counseling sessions to help homeowners facing foreclosure understand their options.
What's Here
Address unavailable
Operates legal clinics across King County where free 30-minute legal consultations are available for individuals who are not already represented by an attorney.
What's Here
Welfare Rights AssistanceEmancipation of MinorsState Disability Insurance Appeals/ComplaintsGovernment Complaints/Government Ombudsman OfficesCorporate/Business LawTaxpayer Advocate ServicesDriver License Retention/Reinstatement AssistanceHuman Trafficking Legal AssistanceGeneral Education AdvocacyContract LawPatient Rights AssistanceConsumer LawHousing ComplaintsSpecial Education AdvocacyElder/Dependent Adult Abuse Restraining OrdersPost Conviction Restoration of Civil RightsDomestic/Family Violence Legal ServicesTenant Rights Information/CounselingEmployment Discrimination AssistanceConsumer Fraud ReportingHousing Discrimination AssistanceEviction Prevention AssistanceSocial Security Disability Insurance Appeals/ComplaintsLandlord Rights Information/CounselingMedicaid Appeals/ComplaintsLegal CounselingPublic/Subsidized Housing Appeals AssistanceCriminal Record Expungement AssistanceWarranty ComplaintsWorkers Compensation Benefits AssistanceIntellectual Property Law Training/General InformationLandlord/Tenant Dispute ResolutionProtection and Advocacy for Individuals With DisabilitiesAdult Guardianship AssistanceMortgage Delinquency and Default CounselingRepossession Agency ComplaintsVeteran Benefits AssistanceHome Sanitation EnforcementEstate Entitlement AssistanceIdentity Theft Reporting/Recovery ProgramsPredatory Lending AssistanceImpounded Vehicle ServicesFood Stamps/SNAP Appeals/ComplaintsUnemployment Insurance Benefits AssistanceAutomobile ComplaintsOrganizational Start Up ServicesLabor and Employment LawGeneral Legal AidHIPAA Complaints
319 South Peabody Street, Port Angeles, WA 98362
Mediation is an opportunity for people to have conversations and come to resolutions about the things that matter most to them. Mediation is confidential, safe, and effective. PDRC has a sliding scale for mediation fees.
What's Here
Child Custody/Visitation AssistanceConflict Resolution TrainingCriminal Justice/Legal Services Volunteer OpportunitiesCommunication TrainingCounseling/Information Support Volunteer OpportunitiesVictim/Offender Mediation ProgramsLandlord/Tenant Dispute ResolutionMediationMortgage Delinquency and Default Counseling
500 Pacific Avenue, Suite 550, Bremerton, WA 98337
Provides free foreclosure counseling to consumers who are behind, or anticipate being behind on their mortgage payments. Trained counselors will then discuss options available to help resolve mortgage issues.
What's Here
Address unavailable
Provides legal information/advice, assistance and representation to low- and moderate-income homeowners threatened with foreclosure of their primary residence. Serves homeowners under 400% of the federal poverty level.